Top 3 Mortgage Lenders in Stephenson

Presidential Bank has been serving Northern Virginia communities including rural areas like Stephenson for over three decades. They are particularly strong with VA loans, which is important in this military-friendly region, and offer personalized service through local loan officers. Their 4.8 rating reflects exceptional customer satisfaction with competitive rates and streamlined processing. As a community-focused bank with deep Virginia roots, they understand the unique mortgage needs of Stephenson area residents.

Apple Federal Credit Union serves multiple counties in Northern Virginia including Frederick County where Stephenson is located. With a 4.7 rating from over 100 reviews, they are renowned for their competitive rates and exceptional member service. They offer specialized USDA rural housing loans that are particularly relevant for Stephenson residents, along with first-time homebuyer programs and low-down-payment options. Their not-for-profit structure often results in better terms and lower fees for borrowers.

Movement Mortgage maintains a strong 4.9 rating with extensive positive reviews highlighting their efficient processing and excellent communication. While headquartered in Virginia Beach, they have multiple Northern Virginia offices and actively serve the Stephenson area. They are particularly noted for their quick closing times and robust online application system. Their loan officers have deep knowledge of Virginia's rural and suburban markets, offering specialized expertise in USDA loans that benefit Stephenson homebuyers seeking rural development financing.