Top 3 Mortgage Lenders in Stratford

Atlantic Bay Mortgage Group is one of Virginia's most highly-rated mortgage lenders with an exceptional reputation throughout the state. Founded in Virginia Beach and now serving the entire Commonwealth, they have extensive experience with Virginia's unique housing markets. They consistently receive top marks for their competitive rates, personalized service, and efficient loan processing. Their team specializes in all major loan types including VA loans, which is particularly valuable for military families and veterans in the Stratford area. With numerous local loan officers and a strong digital platform, they provide both in-person and remote service options.

As one of Virginia's largest and most trusted financial institutions, Virginia Credit Union has been serving residents across the state for nearly nine decades. While based in Richmond, they serve members throughout Virginia, including the Stratford area. They offer competitive mortgage rates to members and are particularly known for their exceptional customer service and educational approach to home financing. Their mortgage specialists provide personalized guidance through the entire homebuying process, and they offer special programs for first-time homebuyers. The credit union's not-for-profit structure often allows them to offer more favorable terms and lower fees than traditional banks.

Cardinal Financial has built a strong reputation throughout Virginia as a reliable mortgage lender with competitive rates and excellent service. With their Richmond office serving Central Virginia, they have extensive experience with properties in rural and suburban areas like Stratford. They are particularly noted for their efficient processing times and flexible loan options. The company offers a wide range of mortgage products and has special expertise in government-backed loans including VA and USDA loans, which are relevant for the Stratford market. Their local loan officers understand Virginia's specific real estate landscape and provide personalized service throughout the loan process.