Top 3 Mortgage Lenders in Stuart

Mountain Empire Community Credit Union is a highly-rated local financial institution serving Southwest Virginia communities including Stuart. With over 65 years of community banking experience, they offer personalized mortgage services with competitive rates and local decision-making. Their mortgage specialists provide comprehensive guidance through the entire home buying process, and they're known for exceptional member service and community involvement throughout Patrick County and surrounding areas.

American National Bank and Trust Company maintains a physical branch in Stuart and has been serving Patrick County residents for over a century. As a community-focused bank with deep local roots, they offer personalized mortgage solutions with local underwriting and decision-making. Their experienced loan officers provide one-on-one guidance through the entire mortgage process, and they're particularly respected for their construction lending expertise and long-term relationships with local homebuyers.

Bank of Floyd is a well-established community bank serving Southwest Virginia, including Stuart and Patrick County. With over 115 years of continuous operation, they specialize in rural and small-town mortgage lending with particular expertise in USDA loans ideal for the Stuart area. Their local loan officers provide personalized service and understand the unique needs of rural homebuyers. The bank is known for competitive rates, flexible terms, and maintaining long-term relationships with customers throughout the mortgage lifecycle.