Top 3 Mortgage Lenders in Troy

Virginia Credit Union stands out as one of the most highly-rated mortgage lenders serving the Troy area, with exceptional customer satisfaction ratings and deep roots in central Virginia. As a not-for-profit financial cooperative, they offer competitive rates and personalized service through their Charlottesville location just 20 minutes from Troy. Their mortgage specialists are known for providing comprehensive guidance through the entire home financing process, with particular expertise in rural and suburban properties common in the Troy area. With over 85 years of serving Virginia communities, they've built a reputation for reliability and community commitment.

Piedmont Mortgage Group is a highly specialized mortgage brokerage serving central Virginia, including Troy, with exceptional customer ratings and two decades of local expertise. Their team of experienced loan officers provides personalized service and access to multiple lending partners, ensuring competitive rates and flexible terms. They're particularly skilled at navigating the unique aspects of rural Albemarle County properties and have extensive experience with USDA loans, which are relevant for many Troy area homebuyers. Their commitment to transparent communication and local market knowledge makes them a top choice for Troy residents.

Atlantic Bay Mortgage Group brings national lending power with strong local presence through their Charlottesville office, conveniently serving the Troy community. With over 25 years in business and hundreds of positive reviews, they've established themselves as a reliable mortgage partner for central Virginia homebuyers. Their team specializes in first-time homebuyer programs and government-backed loans that are particularly valuable in the Troy market. Known for their efficient processing and competitive rate options, they combine the resources of a major lender with personalized service from local mortgage professionals who understand the specific needs of Albemarle County residents.