Top 3 Mortgage Lenders in Victoria

Tidewater Home Funding is a highly-rated local mortgage broker serving Victoria and surrounding Southside Virginia communities. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service for rural and small-town homebuyers. Their team has extensive experience with USDA loans, which are particularly relevant for Victoria area properties. They're known for competitive rates, transparent communication, and guiding borrowers through the entire mortgage process with local expertise that national lenders can't match.

Atlantic Bay Mortgage Group is a well-established regional lender with strong presence throughout Virginia, including service to Victoria area residents. With over 25 years in business and thousands of positive reviews, they offer a wide range of loan products and have particular expertise in Virginia-specific programs. Their local loan officers understand the unique aspects of Southside Virginia real estate and provide personalized service with the backing of a larger company's resources and competitive rate options.

Virginia Credit Union serves members across Virginia, including Victoria residents who can become members through various eligibility options. As a not-for-profit financial cooperative, they often offer competitive rates and lower fees than traditional banks. With decades of mortgage lending experience and strong community focus, they provide personalized service and financial guidance. Their mortgage specialists are known for taking extra time to educate borrowers and find the best loan options for their specific situations in the Victoria area housing market.