Top 3 Mortgage Lenders in Village

James River Mortgage is one of central Virginia's highest-rated local mortgage lenders with over two decades of experience serving communities throughout the region, including Village and Louisa County. They maintain exceptional 4.9-star ratings across multiple platforms for their personalized service, competitive rates, and deep understanding of rural and suburban Virginia real estate markets. Their team specializes in helping borrowers navigate various loan programs with particular expertise in VA loans and rural housing programs that benefit Village area residents.

As one of Virginia's most established financial institutions, Virginia Credit Union serves members throughout central Virginia including Village residents. With nearly a century of operation, they offer exceptionally competitive mortgage rates to members and maintain outstanding customer satisfaction ratings. Their mortgage team provides comprehensive guidance through the entire homebuying process with special programs for first-time homebuyers and competitive conventional and government-backed loans. Their not-for-profit structure often results in lower fees and better terms for qualified borrowers.

Atlantic Bay Mortgage Group has built a strong reputation throughout Virginia with multiple local offices serving the central Virginia region. Founded in 1996, they combine national lending power with local expertise, earning consistent high ratings for their responsive service and competitive loan options. They offer a wide range of mortgage products with particular strength in VA loans and construction lending, making them an excellent choice for Village area residents seeking flexible financing solutions. Their local loan officers understand the specific market dynamics of Louisa County and surrounding communities.