Top 3 Mortgage Lenders in Woodbridge

PenFed Credit Union is one of the most highly-rated mortgage lenders serving Woodbridge and the entire Northern Virginia region. As one of the largest credit unions in the country with strong military and community ties, they offer exceptionally competitive rates and specialize in VA loans, which is particularly valuable for Woodbridge's significant military population. Their local Chantilly headquarters ensures personalized service with the benefits of a major financial institution, including low fees and member-focused approach.

Prosperity Home Mortgage has a strong physical presence in Woodbridge with local loan officers who understand the specific real estate market dynamics of Prince William County. They consistently receive high marks for their responsive communication, streamlined application process, and expertise in navigating complex transactions. Their local office allows for face-to-face consultations, and they're particularly known for helping first-time homebuyers and providing competitive conventional and government-backed loan options.

New American Funding has established a strong reputation throughout Virginia with multiple local branches serving the Woodbridge area. They're particularly noted for their diverse loan programs and commitment to serving minority and underserved communities. Their local loan officers provide personalized service with the backing of a national lender's resources and technology. They offer competitive rates, flexible underwriting, and are known for closing loans quickly, which is crucial in Woodbridge's competitive real estate market.