Top 3 Mortgage Lenders in Belmont

Numerica Credit Union stands out as one of the highest-rated mortgage lenders serving eastern Washington, including the Belmont area. With over eight decades of service, this member-owned financial institution has built an exceptional reputation for personalized mortgage solutions and competitive rates. They offer a comprehensive range of loan products with particularly strong programs for first-time homebuyers and veterans. Their local loan officers provide in-depth knowledge of the Spokane County market, and their not-for-profit structure often translates to lower fees and better terms for borrowers. The credit union consistently receives praise for their responsive service, transparent process, and commitment to community development throughout the region.

Sterling Savings & Loan has been a trusted mortgage provider in eastern Washington for over four decades, earning nearly perfect ratings for their exceptional service and local expertise. As a community-focused institution headquartered in Spokane, they have deep roots in serving smaller communities like Belmont and understand the unique aspects of rural and suburban property financing. They specialize in construction loans and land purchases, which is particularly valuable in areas with available land. Customers consistently praise their knowledgeable loan officers, efficient closing process, and willingness to work with unique financial situations. Their local decision-making authority allows for more flexible underwriting compared to larger national chains.

Guild Mortgage combines national lending power with strong local presence through their Spokane branch that actively serves the Belmont area. With over six decades of experience, they've built a reputation for excellence in mortgage lending, particularly for government-backed loans like FHA and VA programs. Their local loan officers have extensive knowledge of the Spokane County real estate market and maintain strong relationships with local real estate professionals. Guild is praised for their streamlined digital application process combined with personalized service from dedicated loan officers. They offer unique programs like their Zero Down Payment option for qualified buyers and have received numerous industry awards for customer satisfaction and operational excellence.