Top 3 Mortgage Lenders in Bremerton

Sound Credit Union stands out as Bremerton's premier local mortgage lender with deep community roots spanning over eight decades. As a member-owned financial cooperative, they consistently earn exceptional ratings for personalized service and competitive rates, particularly strong with VA loans given Bremerton's proximity to Naval Base Kitsap. Their mortgage specialists provide comprehensive guidance through the entire homebuying process, with special expertise in first-time homebuyer programs and military relocation. The credit union's local decision-making and community-focused approach make them a top choice for Kitsap County residents.

Guild Mortgage's Silverdale branch serves as a top-rated mortgage provider for the entire Kitsap Peninsula, including Bremerton. With over six decades of industry experience, they've built an outstanding reputation for handling complex loan scenarios and providing exceptional customer service. Their local loan officers have extensive knowledge of the Bremerton housing market and specialize in VA loans, making them particularly valuable for military families. Guild's wide range of loan products, competitive rates, and commitment to educational guidance throughout the mortgage process consistently earn them high customer satisfaction ratings.

Harborstone Credit Union, while headquartered in Tacoma, maintains strong service coverage throughout the Puget Sound region including Bremerton and Kitsap County. With over 70 years of community banking experience, they've earned excellent ratings for their competitive mortgage rates and personalized service approach. Their mortgage team specializes in both traditional home purchases and construction lending, with particular expertise in serving military personnel and first-time homebuyers. Harborstone's commitment to local communities and member-focused philosophy makes them a reliable choice for Bremerton area homebuyers seeking comprehensive mortgage solutions.