Top 3 Mortgage Lenders in Cheney

STCU is one of the most highly-rated financial institutions serving the Cheney area, with exceptional customer satisfaction ratings and deep community roots. As a member-owned credit union, they offer competitive mortgage rates and personalized service. Their mortgage team specializes in first-time homebuyer programs and offers comprehensive digital mortgage tools. With multiple branches throughout the Spokane metropolitan area including service to Cheney residents, STCU provides local decision-making and extensive home loan expertise backed by nearly 90 years of community banking experience.

Clearwater Mortgage Partners is a highly-rated local mortgage broker serving Cheney and the entire Spokane region with exceptional customer reviews. They specialize in finding the best loan products from multiple lenders, offering borrowers more options and competitive rates. Their team has extensive experience with VA loans, making them an excellent choice for military families and veterans in the Cheney area. The company is known for responsive communication, transparent processes, and navigating complex financing situations successfully. Their local expertise and commitment to customer service have earned them numerous five-star reviews.

Guild Mortgage is a nationally recognized lender with a strong local presence in the Spokane/Cheney market, offering comprehensive mortgage services with excellent customer satisfaction ratings. They operate as a direct lender with in-house underwriting, allowing for faster loan decisions and closings. Guild specializes in various loan programs including their exclusive Zero Down Payment option and numerous first-time homebuyer programs. Their Spokane-based loan officers have extensive knowledge of the Cheney housing market and provide personalized service throughout the entire home financing process, backed by six decades of mortgage lending experience.