Top 3 Mortgage Lenders in Chimacum

Kelli Smith at Guild Mortgage's Port Townsend office is one of the highest-rated mortgage professionals serving the Chimacum area. With over 15 years of experience and perfect 5.0 ratings across multiple platforms, she specializes in helping Jefferson County residents with various loan programs. Her deep knowledge of rural lending programs like USDA loans makes her particularly valuable for Chimacum's semi-rural properties. Clients consistently praise her responsiveness, attention to detail, and ability to navigate complex transactions in the unique Olympic Peninsula market.

As the largest local financial institution serving the North Olympic Peninsula, Peninsula Credit Union has been helping Chimacum residents with mortgage financing for over seven decades. Their 4.8-star rating reflects exceptional member service and competitive rates. They offer specialized knowledge of local property types, including rural land and manufactured homes common in the Chimacum area. With multiple branches across the peninsula and deep community roots, they provide personalized service and understand the unique aspects of Jefferson County real estate.

First Fed Bank has been serving the Olympic Peninsula for over a century, making them one of the most established and trusted mortgage lenders for Chimacum homeowners. With a 4.7-star rating and extensive experience with local property types, they offer particularly strong construction and land loan programs that benefit Chimacum's growing community. Their mortgage team includes local experts who understand Jefferson County's market dynamics and can provide in-person service while offering competitive rates and flexible terms tailored to individual financial situations.