Top 3 Mortgage Lenders in Colfax

Gesa Credit Union stands as one of the highest-rated mortgage lenders serving the Colfax area, with their nearby Pullman branch providing convenient local service. As a member-owned financial institution, they offer highly competitive rates and personalized service that consistently earns exceptional customer satisfaction ratings. Their mortgage team specializes in rural home financing options including USDA loans, which are particularly relevant for Colfax and surrounding Whitman County. With deep roots in Eastern Washington and extensive experience with local real estate markets, Gesa provides comprehensive mortgage solutions with the flexibility and attention to detail that community banks are known for.

Banner Bank maintains an actual physical branch right in downtown Colfax, making them one of the most accessible and locally-present mortgage lenders for Colfax residents. With over 130 years of operation in the Pacific Northwest, they bring tremendous institutional knowledge of Eastern Washington's housing market. Their mortgage team receives consistently high marks for responsive communication and smooth loan processing. Banner Bank offers specialized construction and lot loans that are particularly valuable in rural areas like Colfax, and their local loan officers have extensive experience with the unique aspects of financing homes in Whitman County's agricultural communities.

Sterling Savings Bank, now operating as part of Umpqua Bank but maintaining its strong regional identity, brings nearly 40 years of Eastern Washington mortgage lending expertise to Colfax homebuyers. While based in Spokane, they actively serve the entire Palouse region including Whitman County. Their mortgage specialists receive exceptional ratings for their knowledge of rural property financing and their ability to navigate unique situations common in agricultural communities. Sterling is particularly noted for their construction-to-permanent loan programs and expertise with VA and USDA rural development loans, making them an excellent choice for Colfax area veterans and those purchasing properties outside city limits.