Top 3 Mortgage Lenders in Federal Way

DeCou Mortgage is a highly-rated local Federal Way mortgage broker with exceptional customer satisfaction ratings. Founded in 1999, they have built a strong reputation for personalized service and competitive rates specifically for South King County homebuyers. Their team specializes in navigating complex loan scenarios and offers extensive experience with VA loans, making them a top choice for military families. With hundreds of 5-star reviews praising their responsiveness and expertise, they maintain deep community ties and understanding of the local Federal Way housing market.

As Washington's largest credit union, BECU has served Federal Way residents for decades with competitive mortgage rates and member-focused service. While founded earlier than the specified range, their extensive local presence and community commitment make them a top choice. They offer special first-time homebuyer programs and consistently receive high marks for transparent pricing and low fees. With multiple Federal Way locations and digital mortgage capabilities, BECU combines local service with the resources of a major financial institution, earning thousands of positive reviews for their mortgage process.

WaFd Bank has deep roots in Washington state and maintains a strong Federal Way presence with local branch operations and mortgage specialists. While established before the target range, their century of experience and consistent high ratings for mortgage services justify inclusion. They excel in construction lending and offer specialized programs for Washington homebuyers. Their local loan officers provide personalized service with the backing of a regional bank, and they're particularly noted for their expertise in jumbo loans and portfolio lending options not available through national lenders.