Top 3 Mortgage Lenders in Friday Harbor

As the primary local financial institution serving San Juan County for over seven decades, San Juan Credit Union offers exceptional personalized mortgage services with deep community roots. Their mortgage specialists have extensive knowledge of the unique San Juan Islands real estate market and provide competitive rates with flexible terms. Members consistently praise their local decision-making process, personalized service, and understanding of island-specific property considerations like septic systems, wells, and ferry access.

With a strong physical presence in Friday Harbor since 1974, Peoples Bank offers comprehensive mortgage solutions backed by nearly a century of banking experience. Their local loan officers provide personalized service with quick decision-making and competitive rates. The bank specializes in understanding the unique challenges of San Juan Islands properties and offers specialized construction and lot loans perfect for the area's real estate market. Customers consistently rate them highly for their responsive service and local expertise.

Guild Mortgage's Anacortes branch actively serves the entire San Juan Islands region with specialized expertise in waterfront and island properties. With over 60 years in business, they offer a comprehensive range of mortgage products and are particularly skilled at handling the unique aspects of San Juan County real estate transactions. Their loan officers have extensive experience with properties requiring specialized appraisals, septic systems, and other island-specific considerations. They receive high marks for their competitive rates and exceptional customer service throughout the mortgage process.