Top 3 Mortgage Lenders in Hay

STCU is one of Eastern Washington's most trusted mortgage lenders with over 85 years of serving the region. While based in Spokane, they actively serve rural communities throughout Eastern Washington including Whitman County. Their mortgage team receives exceptional ratings for personalized service, competitive rates, and expertise with rural property financing. They offer specialized programs for first-time homebuyers and have deep experience with USDA loans which are particularly relevant for the Hay area.

Numerica Credit Union has built an outstanding reputation for mortgage lending throughout Eastern Washington and North Idaho. They consistently receive high marks for their local decision-making, competitive rates, and exceptional customer service. Their mortgage specialists have particular expertise with rural properties and agricultural areas like Hay, Washington. They offer a wide range of loan products and are known for their streamlined application process and local underwriting.

Guild Mortgage has a strong presence in Eastern Washington with local loan officers who understand the unique needs of rural communities like Hay. With over 60 years in business, they bring extensive experience and stability to mortgage lending. They receive excellent reviews for their knowledgeable staff, flexible loan options, and ability to handle complex rural property transactions. Their expertise with USDA and FHA loans makes them particularly well-suited for serving the Hay area market.