Top 3 Mortgage Lenders in Ilwaco

WaFd Bank has been serving the Pacific Northwest for over a century and maintains a strong physical presence in the Long Beach Peninsula area, just minutes from Ilwaco. As a community-focused bank with deep roots in Southwest Washington, they offer personalized mortgage services with local decision-making. Their experienced loan officers specialize in coastal property financing and understand the unique needs of Ilwaco homeowners, offering competitive rates and flexible terms for both primary residences and vacation properties in the region.

iServe Lending has built an exceptional reputation throughout Washington state with consistently high customer satisfaction ratings. While operating primarily as a direct lender, they maintain strong regional expertise in serving coastal communities like Ilwaco. Their digital-first approach combined with personalized service makes them particularly accessible for Ilwaco residents, offering competitive rates and streamlined processing. Specializing in both purchase and refinance loans, they're known for their efficient closing processes and excellent communication throughout the loan journey.

Academy Mortgage maintains a strong presence throughout Southwest Washington with local loan officers who regularly serve the Ilwaco and Long Beach Peninsula area. With over three decades of experience, they've developed specialized expertise in coastal property financing and understand the specific appraisal and insurance requirements for homes in Ilwaco. Their local team provides personalized service with the backing of a national lender's resources, offering competitive rates and a wide variety of loan programs tailored to both primary residences and investment properties in the coastal region.