Top 3 Mortgage Lenders in Kenmore

As Washington's largest credit union, BECU has served the greater Seattle area including Kenmore for over seven decades. They consistently earn top ratings for their competitive rates, member-focused approach, and exceptional customer service. Their local mortgage advisors provide personalized guidance through the entire homebuying process, with special programs for first-time buyers and flexible loan options. BECU's not-for-profit structure often results in lower fees and better terms for members.

Heritage Bank has deep roots in Washington communities with over a century of service. They're particularly strong in construction and custom home lending, making them an excellent choice for Kenmore homeowners looking to build or renovate. Their local loan officers provide personalized service with decisions made locally rather than at a distant corporate office. Customers consistently praise their responsive communication, competitive rates, and expertise in navigating complex loan scenarios.

Guild Mortgage maintains a strong physical presence in the Puget Sound region with a dedicated Bellevue office serving Kenmore homebuyers. They're renowned for their extensive first-time homebuyer programs and government-backed loan expertise. Guild consistently receives high marks for their educational approach to mortgage lending, helping borrowers understand all options thoroughly. Their local processing and underwriting teams ensure efficient closings, and they offer a wide variety of specialized loan products for diverse financial situations.