Top 3 Mortgage Lenders in Kettle Falls

Numerica Credit Union is one of Eastern Washington's most trusted mortgage lenders with an exceptional 4.8-star rating across multiple review platforms. As a member-owned financial cooperative serving the Kettle Falls area, they offer highly competitive rates and personalized service. Their mortgage team specializes in rural and small-town home financing, including USDA loans that are particularly relevant for the Kettle Falls region. With 85 years of community banking experience, they provide comprehensive mortgage solutions with local underwriting and decision-making, ensuring a smooth homebuying process for Northeast Washington residents.

STCU has been serving Eastern Washington communities including Kettle Falls for over eight decades, building a strong reputation for mortgage lending with a 4.7-star customer rating. They offer a comprehensive range of loan products with particular expertise in rural property financing. Their mortgage advisors provide personalized guidance throughout the entire process, from pre-approval to closing. STCU is known for competitive rates, transparent fee structures, and exceptional member service, making them a top choice for Stevens County homebuyers seeking reliable local mortgage solutions.

Pinnacle Capital Mortgage maintains an outstanding 4.9-star rating and specializes in serving Eastern Washington homebuyers, including those in Kettle Falls. As a dedicated mortgage broker with 18 years of experience, they offer access to multiple lenders and competitive loan products. Their team excels at navigating complex rural property financing and has particular expertise with USDA loans that benefit Kettle Falls area buyers. Customers consistently praise their responsive communication, efficient processing, and ability to secure favorable terms. Their localized knowledge of Stevens County real estate market makes them an excellent choice for personalized mortgage service.