Top 3 Mortgage Lenders in Kingston

Kitsap Credit Union stands out as the premier local mortgage lender serving the Kingston area with deep community roots and exceptional member service. As a not-for-profit financial cooperative, they offer highly competitive rates and personalized mortgage solutions. Their mortgage team specializes in first-time homebuyer programs, VA loans for the nearby naval bases, and construction loans for the growing North Kitsap market. With multiple branches throughout Kitsap County and extensive local market knowledge, they provide a seamless mortgage experience from application to closing.

Mortgage Masters has built an outstanding reputation throughout Kitsap County for their exceptional customer service and mortgage expertise. Located just minutes from Kingston in Poulsbo, they specialize in navigating the unique waterfront and rural property financing challenges common in the North Kitsap area. Their team of experienced loan officers provides personalized guidance through every step of the mortgage process, with particular strength in VA loans for military families and construction financing for custom homes. Their high rating reflects consistent customer satisfaction and successful loan closings.

Banner Bank brings over 130 years of Pacific Northwest banking experience to the Kingston market, combining local decision-making with the resources of a regional bank. Their mortgage team has extensive knowledge of Kitsap County's unique real estate landscape, including waterfront properties and rural land financing. They offer competitive construction and lot loan programs that are particularly valuable in the developing Kingston area. With a strong commitment to community banking and local relationship managers, Banner Bank provides reliable mortgage services backed by long-term stability and regional expertise.