Top 3 Mortgage Lenders in Kirkland

Guild Mortgage's Kirkland branch stands out as one of the highest-rated mortgage lenders in the area with exceptional customer satisfaction. With over six decades of industry experience, they specialize in personalized service for first-time homebuyers and complex loan scenarios. Their local team has deep knowledge of the Kirkland and Eastside real estate markets, offering competitive rates and a wide variety of loan products. The company maintains an A+ BBB rating and is particularly praised for their responsive communication and smooth closing processes.

As Washington's largest credit union, BECU has served the Kirkland community for decades with highly competitive mortgage rates and exceptional member service. They consistently earn top marks for customer satisfaction with their straightforward application process and transparent fee structure. BECU offers special benefits for members including discounted rates and no private mortgage insurance requirements on certain loans. Their digital mortgage platform combined with local branch support provides a seamless experience for Kirkland homebuyers.

Caliber Home Loans' Kirkland office has built a strong reputation for expertise in the competitive Eastside housing market. They excel at handling complex financing situations and offer particularly strong jumbo loan programs suitable for Kirkland's higher-priced homes. The local team is known for their extensive market knowledge and creative problem-solving abilities. Customers consistently praise their efficient processing and ability to meet tight deadlines, making them a top choice for both purchase and refinance transactions in the Kirkland area.