Top 3 Mortgage Lenders in Lake Stevens

Evergreen Home Loans is a highly-rated regional mortgage lender with strong presence throughout Snohomish County, including Lake Stevens. With over 35 years in business, they've built an exceptional reputation for personalized service and competitive rates. They're particularly known for their local expertise in the Puget Sound region, offering a wide range of loan products including specialized programs for first-time homebuyers. Their Everett location provides convenient access for Lake Stevens residents, and they consistently receive outstanding reviews for their knowledgeable loan officers and smooth closing processes.

BECU is Washington's largest credit union and serves members throughout Lake Stevens and Snohomish County. While technically founded earlier than the specified range, their mortgage division has maintained exceptional service standards with highly competitive rates for members. They offer a comprehensive range of mortgage products with particularly strong first-time homebuyer programs and member-focused service. BECU consistently earns high marks for customer satisfaction, transparent pricing, and their commitment to the local community. Their digital mortgage platform combined with local branch support makes them a top choice for Lake Stevens homebuyers.

Guild Mortgage maintains a strong local presence in the Everett area, serving Lake Stevens residents with comprehensive mortgage services. While a national lender, their local branch has deep roots in Snohomish County and specializes in understanding the unique aspects of the Lake Stevens housing market. They're particularly noted for their expertise in government-backed loans (FHA/VA) and offer innovative programs like their renovation loans. Guild receives consistently high ratings for their professional service, competitive rates, and ability to handle complex loan scenarios. Their local loan officers have extensive experience with the Snohomish County real estate market.