Top 3 Mortgage Lenders in Manchester

Kitsap Credit Union is one of the most highly-rated financial institutions serving the Manchester area with exceptional mortgage services. As a community-focused credit union with over 85 years of operation, they offer personalized service and competitive rates. Their mortgage team specializes in first-time homebuyer programs and provides extensive educational resources. Members consistently praise their responsive communication, local decision-making, and commitment to finding the right mortgage solutions for Kitsap County residents.

Mortgage Capital Services is a premier local mortgage broker serving Manchester and throughout Kitsap County with exceptional customer satisfaction ratings. As an independent mortgage company, they offer access to multiple lenders and highly competitive rates. Their team specializes in creative financing solutions and has particular expertise with VA loans, making them an excellent choice for military families near Naval Base Kitsap. Customers consistently highlight their transparency, efficiency, and expert guidance through the entire mortgage process.

Guild Mortgage's Bremerton branch has been serving Manchester and the greater Kitsap Peninsula for decades with outstanding mortgage services. As a nationwide lender with deep local roots, they combine the resources of a large institution with personalized community service. Their loan officers are highly experienced in Washington state housing markets and offer a comprehensive range of loan products. Guild is particularly noted for their exceptional customer service, local processing, and ability to close loans efficiently while maintaining competitive rates.