Top 3 Mortgage Lenders in Oakesdale

Numerica Credit Union is one of Eastern Washington's most trusted mortgage lenders with an exceptional 4.8-star rating across multiple review platforms. As a member-owned financial cooperative serving the entire Inland Northwest region including Oakesdale, they offer highly competitive rates and personalized service. Their mortgage team specializes in rural and small community lending with expertise in USDA loans that are particularly relevant for Oakesdale homebuyers. With over 80 years of community banking experience and local decision-making, they provide a seamless mortgage process with dedicated loan officers who understand the unique needs of Whitman County residents.

Guild Mortgage has been serving Washington state communities for over six decades with a strong 4.7-star rating and extensive experience in rural lending. Their Spokane-based branch actively serves Oakesdale and surrounding Whitman County areas, offering specialized expertise in USDA rural development loans that are ideal for the Oakesdale market. As a direct lender with in-house underwriting and processing, they provide faster closings and more personalized service than many larger institutions. Guild is particularly noted for their exceptional customer service and ability to handle complex loan scenarios, making them a top choice for Oakesdale homebuyers seeking reliable, local expertise.

Sterling Savings Bank, now operating as Umpqua Bank, maintains its strong regional presence in Eastern Washington with deep roots in serving rural communities like Oakesdale. With a 4.6-star rating and 25 years of mortgage lending experience specifically in the Inland Northwest, they offer comprehensive mortgage solutions tailored to Whitman County's unique market. Their expertise in construction and lot loans is particularly valuable for Oakesdale's growing residential market. As a community-focused bank with local decision-makers, they provide competitive rates and personalized service while maintaining the resources of a larger regional institution, making them an excellent choice for Oakesdale residents seeking both local expertise and financial strength.