Top 3 Mortgage Lenders in Olalla

KitsAP Credit Union stands as one of the most trusted mortgage lenders in the Kitsap County region, serving Olalla residents for over eight decades. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their mortgage team specializes in first-time homebuyer programs and has extensive experience with VA loans, particularly important in this military-heavy region. With multiple branches throughout Kitsap County and deep community roots, they provide exceptional local knowledge of the Olalla housing market and surrounding areas.

Sound Credit Union has been serving the Puget Sound region including Olalla for over 80 years, earning numerous awards for their mortgage lending services. They offer a comprehensive range of loan products with particularly strong VA and construction loan expertise. Their digital mortgage application process is highly rated for convenience, while maintaining local underwriting and decision-making. With their strong community presence and understanding of the South Puget Sound real estate market, they provide Olalla homebuyers with competitive rates and exceptional member service.

Cobalt Mortgage has built an outstanding reputation throughout the Puget Sound region as a premier mortgage broker serving Olalla and surrounding communities. While younger than traditional banks, they've rapidly become one of the highest-rated mortgage originators in Washington state. Their team of experienced loan officers provides personalized service and expertise in complex loan scenarios. They excel at navigating competitive housing markets and offer particularly strong jumbo and construction loan programs. Their local market knowledge and responsive service make them a top choice for Olalla homebuyers.