Top 3 Mortgage Lenders in Orcas

San Juan Mortgage is the premier local mortgage broker specifically serving the San Juan Islands, including Orcas Island. With over two decades of experience, they specialize in the unique real estate challenges of island properties, including waterfront homes, vacation properties, and rural financing. Their deep understanding of local market conditions, appraisal requirements, and island-specific lending considerations makes them exceptionally qualified for Orcas Island transactions. They offer personalized service and have built strong relationships with local real estate professionals throughout the islands.

People's Bank has been serving Northwest Washington communities for nearly a century and maintains a strong presence throughout the San Juan Islands region. While based in Bellingham, they regularly serve Orcas Island clients and understand the unique financing needs of island properties. Their local loan officers have extensive experience with San Juan County transactions and offer competitive rates with the personal service of a community bank. They provide a full range of mortgage products and are known for their responsive customer service and local decision-making capabilities.

TwinStar Credit Union has expanded to serve communities throughout Washington, including the San Juan Islands region. They offer highly competitive mortgage rates typical of credit unions and have specific experience with properties in the islands. Their mortgage team understands the nuances of financing in more rural and unique locations like Orcas Island. Members benefit from lower fees, personalized service, and a wide array of mortgage options. They have established relationships with local real estate professionals and consistently receive high marks for customer satisfaction and transparent lending practices.