Top 3 Mortgage Lenders in Pasco

Gesa Credit Union stands as one of the highest-rated mortgage lenders in Eastern Washington with deep roots in the Tri-Cities community. As a local credit union with multiple branches in Pasco, they offer personalized service and competitive rates specifically tailored to the local market. Their mortgage team receives exceptional praise for their knowledge of the Pasco housing market, responsiveness, and ability to guide first-time homebuyers through the entire process. With extensive experience in VA loans (important near the Hanford site) and various government-backed programs, they consistently earn top marks for customer satisfaction and local community commitment.

Banner Bank maintains a strong physical presence in Pasco with dedicated mortgage professionals who understand the local real estate landscape. As a regional bank with deep Washington roots, they combine the stability of an established financial institution with personalized local service. Their mortgage team receives consistent praise for their expertise in agricultural and rural property financing, which is particularly valuable in the Pasco area. Customers highlight their efficient processing, competitive rate options, and the ability to handle complex loan scenarios with professionalism. Their long history in the Pacific Northwest ensures they understand the unique aspects of the Tri-Cities housing market.

While based in nearby Richland, Guild Mortgage's Tri-Cities office serves Pasco extensively and maintains an outstanding reputation throughout the region. As a mortgage-focused company rather than a traditional bank, they bring specialized expertise and a wide range of loan products. They receive exceptional reviews for their creative problem-solving abilities, particularly with challenging credit situations or unique property types. Their local loan officers have extensive knowledge of Pasco's growing neighborhoods and development areas. Customers consistently praise their transparent communication, streamlined process, and ability to meet tight deadlines, making them a top choice for both purchase and refinance transactions in the Pasco market.