Top 3 Mortgage Lenders in Point Roberts

WECU is the largest credit union serving Whatcom County with extensive experience in the unique Point Roberts market. They understand the cross-border complexities and unique property situations in this exclave community. Their mortgage team specializes in working with buyers navigating the challenges of this geographically isolated area, offering personalized service and competitive rates. With deep roots in the region since 1936, they have proven expertise in handling the specific lending requirements of Point Roberts properties.

Peoples Bank has been serving Whatcom County for over a century with a dedicated branch in Blaine that specifically serves the Point Roberts area. Their mortgage team has extensive experience with the unique border community challenges, including properties that may have cross-border considerations. They offer competitive construction loans and lot financing, which is particularly valuable in Point Roberts where new construction and vacant land are common. Their local decision-making and community-focused approach make them a top choice for Point Roberts residents.

Mortgage Masters specializes in serving complex real estate markets throughout Whatcom County, with particular expertise in Point Roberts properties. As a local mortgage broker, they have relationships with multiple lenders and can find creative solutions for the unique challenges of Point Roberts real estate. They're known for their exceptional customer service and ability to navigate the specific issues that arise in this border community, including properties with unusual zoning, cross-border ownership considerations, and vacation home financing. Their high rating reflects their dedication to finding the right loan products for each client's specific situation.