Top 3 Mortgage Lenders in REI

Caliber Home Loans is a premier national mortgage lender with a strong Pacific Northwest presence, particularly serving the Seattle-Bellevue metropolitan area including REI's headquarters region. They specialize in both purchase and refinance loans with competitive rates and exceptional customer service. Their local Bellevue office, led by experienced loan officers like John Bergquist, has earned outstanding reviews for personalized service, quick closings, and expertise with various loan programs including conventional, FHA, VA, and jumbo loans. Their deep understanding of the local Washington real estate market makes them a top choice for homebuyers in the area.

BECU is Washington's largest credit union and a trusted mortgage lender throughout the state, serving the entire Puget Sound region including the REI area. While founded earlier than the specified range, their extensive 85+ year history and community-focused approach make them exceptionally reliable. They offer competitive rates for members, comprehensive educational resources, and a wide range of mortgage products. BECU consistently receives high marks for their transparent process, local underwriting, and commitment to member satisfaction. Their first-time homebuyer programs and digital mortgage experience are particularly praised by Washington residents.

Guild Mortgage has been a respected national lender with deep roots in Washington state for over six decades. Their Bellevue branch serves the greater Seattle area including REI's location with exceptional expertise in local market conditions. They offer one of the most comprehensive ranges of loan products in the industry, including specialized programs like renovation loans and USDA rural development loans. Guild is particularly noted for their hands-on approach, local decision-making authority, and ability to close loans quickly. Their team of experienced loan officers provides personalized service and has earned numerous industry awards for customer satisfaction and operational excellence.