Top 3 Mortgage Lenders in Roy

Sound Credit Union stands out as one of the highest-rated mortgage lenders serving the Roy area with exceptional member satisfaction. As a not-for-profit financial cooperative with deep roots in Pierce County since 1940, they offer highly competitive rates and personalized service. Their mortgage team specializes in working with first-time homebuyers and offers a comprehensive range of loan products including specialized VA loans important for military families near Joint Base Lewis-McChord. With multiple branches throughout Pierce County and robust online services, they provide convenient local access combined with digital convenience. Their consistently high ratings reflect outstanding customer service, transparent processes, and community-focused approach.

Caliber Home Loans has established itself as a premier mortgage lender serving the South Sound region including Roy, with particularly strong expertise in VA and conventional loans. Their Tacoma branch maintains excellent relationships with local real estate professionals and offers competitive rates with efficient processing. The company is known for its streamlined digital mortgage experience combined with personalized local service from experienced loan officers. They specialize in helping buyers navigate complex situations and offer a wide variety of loan programs to meet different financial needs. With numerous positive reviews highlighting their responsiveness and expertise, they've built a strong reputation for making the mortgage process smooth and understandable.

Guild Mortgage brings six decades of mortgage lending experience to the Roy area with a strong focus on personalized service and community involvement. As one of the largest independent mortgage lenders in the nation, they combine local expertise with extensive resources. Their Tacoma office serves Pierce County residents with particular strength in FHA and VA loans, offering specialized programs for military families and first-time homebuyers. Guild is renowned for their "on-time closing guarantee" and exceptional customer service throughout the loan process. They maintain high standards for communication and transparency, earning consistent praise for making complex mortgage scenarios manageable. Their long-standing presence in Washington and commitment to local communities make them a trusted choice for Roy area homebuyers.