Top 3 Mortgage Lenders in Shaw Island

Islanders Bank is the premier local community bank serving the San Juan Islands, including Shaw Island, with deep roots in the island community since 1999. They specialize in understanding the unique needs of island properties, including waterfront homes and rural financing challenges. Their mortgage team has extensive experience with San Juan County properties and offers personalized service with local decision-making. They consistently receive high marks for their knowledge of local real estate markets and their commitment to the island communities they serve.

Guild Mortgage's Bellingham branch has been serving the entire Whatcom County and San Juan Islands region for over two decades, with specific expertise in financing properties throughout the islands. They are particularly skilled at handling the unique challenges of island properties, including appraisal considerations and specialized insurance requirements. Their team has extensive experience with both primary residences and vacation properties in the San Juans, and they offer competitive rates with exceptional customer service. Many Shaw Island residents have successfully used their services for purchases and refinances.

Whatcom Educational Credit Union has been serving Whatcom County and the surrounding regions, including the San Juan Islands, since 1996. They have extensive experience financing properties throughout the island chain and understand the specific requirements for waterfront and rural island properties. WECU offers competitive mortgage rates and specializes in working with members throughout the entire home buying process. Their mortgage team has particular expertise with the unique aspects of island property transactions, including ferry access considerations and specialized insurance needs for Shaw Island properties.