Top 3 Mortgage Lenders in Spokane

Numerica Credit Union stands as one of Spokane's most trusted local financial institutions with over eight decades of service. As a member-owned cooperative, they consistently earn exceptional ratings for personalized mortgage services and competitive rates. Their mortgage advisors provide comprehensive guidance through the entire home financing process, with special expertise in first-time homebuyer programs and VA loans. With deep community roots and multiple Spokane-area branches, they offer the convenience of local decision-making combined with a full suite of mortgage products. Their high customer satisfaction scores reflect their commitment to making homeownership accessible and affordable for Spokane residents.

Sterling Mortgage has built an outstanding reputation as a premier Spokane-based mortgage broker with over two decades of dedicated service. They consistently receive near-perfect ratings for their exceptional customer service, expert guidance, and competitive loan options. As a local brokerage, they leverage relationships with multiple lenders to secure the best possible terms for each client's unique situation. Their team of experienced loan officers specializes in complex financing scenarios, investment properties, and construction loans while maintaining a personalized approach. The company's deep knowledge of the Spokane housing market and commitment to transparent communication make them a top choice for homebuyers seeking local expertise.

Guild Mortgage combines national strength with strong local presence in Spokane, operating for over six decades with an excellent track record. As a direct lender with local processing and underwriting, they offer the efficiency of streamlined operations while maintaining personalized service. Their Spokane branch receives consistently high ratings for knowledgeable loan officers who excel at navigating complex loan scenarios and providing flexible solutions. Guild specializes in government-backed loans including VA and FHA programs, making them particularly valuable for military families and first-time buyers. Their commitment to community involvement and extensive experience with Spokane's diverse housing market positions them as a reliable choice for comprehensive mortgage services.