Top 3 Mortgage Lenders in Augusta

Main Street Bank has been serving the Eastern Panhandle and surrounding regions of West Virginia for over two decades with exceptional mortgage services. As a community-focused bank with deep roots in the area, they understand the unique needs of rural homebuyers in Augusta and surrounding communities. Their mortgage team provides personalized service with local underwriting decisions, competitive rates on USDA loans (particularly valuable for rural areas), and expertise in agricultural and rural property financing. Customers consistently praise their responsive communication and ability to navigate complex rural property transactions.

United Bank maintains a strong presence throughout West Virginia's Eastern Panhandle with multiple branches serving Augusta and Hampshire County. With over three decades of mortgage lending experience, they offer comprehensive home financing solutions including specialized USDA rural development loans perfectly suited for Augusta's market. Their local loan officers have extensive knowledge of the area's real estate landscape and provide in-person consultations. United Bank receives high marks for their competitive interest rates, streamlined application process, and commitment to community banking values while offering the resources of a larger regional institution.

As West Virginia's largest community bank, City National Bank has served the Eastern Panhandle region for generations with reliable mortgage lending services. Their Moorefield branch provides convenient access for Augusta residents seeking expertise in rural property financing, including construction loans and lot purchases common in the area. With deep local knowledge and decision-making authority retained within the community, CNB offers personalized service that national lenders can't match. They excel in handling unique rural property situations and have particular strength in USDA and VA loan programs, earning consistent praise for their knowledgeable staff and commitment to local homebuyers.