Top 3 Mortgage Lenders in Berea

WesBanco is one of West Virginia's most established regional banks with a strong presence throughout the state, including serving the Berea area. With over 150 years of banking history, their mortgage division offers comprehensive lending services with particularly strong expertise in rural and Appalachian housing markets. They receive excellent ratings for their personalized service, local underwriting decisions, and competitive rates tailored to West Virginia homeowners. Their physical branch network throughout southern WV ensures accessible, face-to-face service for Berea residents.

As West Virginia's largest independent bank, City National has deep roots throughout the state and actively serves the Berea community. Their mortgage team is particularly praised for handling complex rural property financing and USDA loans that are common in the Berea area. Customers consistently rate them highly for their responsive communication, local decision-making authority, and expertise with West Virginia-specific housing challenges. They offer specialized first-time homebuyer programs and maintain strong relationships with local real estate professionals.

Union Home Mortgage operates a dedicated Beckley office that actively serves the Berea area with exceptional customer satisfaction ratings. As a mortgage-focused company rather than a full-service bank, they specialize exclusively in home lending, allowing for deeper expertise and faster processing times. They're particularly strong with VA and USDA rural development loans, which are highly relevant for Berea homebuyers. Their local loan officers have extensive knowledge of Raleigh County and surrounding areas, providing personalized guidance through the entire mortgage process.