Top 3 Mortgage Lenders in Berkeley Springs

First United Bank & Trust is a highly-rated regional bank with deep roots in West Virginia's Eastern Panhandle, serving Berkeley Springs residents for decades. Their mortgage team receives exceptional customer satisfaction ratings for personalized service and local market expertise. As a community-focused institution with over 120 years of operation, they offer competitive rates and understand the unique property needs in Morgan County and surrounding areas. Their long-standing presence and commitment to the local community make them a top choice for Berkeley Springs homebuyers.

Apple Federal Credit Union, while headquartered in Virginia, serves the entire Washington D.C. metro region including Berkeley Springs and has excellent ratings for mortgage services. They offer highly competitive rates for credit union members and specialize in first-time homebuyer programs. With nearly 70 years of financial service experience, they provide comprehensive mortgage solutions with exceptional customer service ratings. Their digital mortgage platform combined with personalized support makes them a strong option for Berkeley Springs residents seeking competitive financing.

Movement Mortgage has established a strong local presence in the Eastern Panhandle with excellent customer satisfaction ratings. Their Berkeley Springs-area team specializes in rural and suburban properties with expertise in USDA and VA loans that are particularly relevant to the region. Known for fast closings and transparent processes, they maintain consistently high ratings for communication and reliability. As a national lender with deep local roots, they offer the best of both worlds: competitive national rates with personalized local service specifically tailored to Morgan County homebuyers.