Top 3 Mortgage Lenders in Charles Town

As the premier local community bank serving Charles Town and Jefferson County for over 150 years, Jefferson Security Bank offers exceptional personalized mortgage services with deep local market knowledge. Their mortgage department provides competitive rates with the advantage of local underwriting and decision-making. Customers consistently praise their responsive service, attention to detail, and commitment to the community. Their long-standing presence and understanding of local property values make them a top choice for Charles Town homebuyers.

With a strong regional presence in the Eastern Panhandle, Prosperity Home Mortgage serves Charles Town residents with exceptional mortgage services and competitive rates. They maintain a local office in nearby Martinsburg while actively serving the Charles Town market. The company receives high marks for their efficient processing, knowledgeable loan officers, and wide variety of loan programs. Their experienced team specializes in helping both first-time homebuyers and experienced homeowners navigate the mortgage process smoothly.

United Bank maintains a significant presence in Charles Town with a full-service branch and dedicated mortgage team. As a regional bank with deep roots in West Virginia, they offer the stability of an established financial institution with local decision-making authority. Their mortgage specialists are praised for their expertise in rural and suburban properties common to the Charles Town area. Customers appreciate their transparent communication, competitive rates, and comprehensive mortgage solutions tailored to individual needs.