Top 3 Mortgage Lenders in Charleston

WesBanco is one of West Virginia's most established and trusted regional banks with deep roots in the Charleston community. Their mortgage division consistently receives excellent ratings for personalized service, competitive rates, and local underwriting expertise. As a community-focused institution with multiple branches in the Charleston area, they offer the advantage of local decision-making combined with comprehensive mortgage products. Their loan officers have extensive knowledge of West Virginia's unique housing market and provide exceptional guidance through the entire home buying process.

Huntington Bank maintains a strong physical presence in Charleston with multiple branches and a dedicated mortgage team serving the Kanawha Valley. They're particularly noted for their first-time homebuyer programs and competitive conventional loan options. Their local loan officers understand the Charleston market dynamics and provide personalized service with the backing of a regional banking powerhouse. Huntington consistently receives high marks for transparent communication, smooth closing processes, and flexible loan terms tailored to West Virginia borrowers.

While not locally based in Charleston, Rocket Mortgage serves West Virginia extensively and has earned exceptional ratings for their digital-first mortgage experience combined with dedicated loan specialists. They offer highly competitive rates, rapid approval processes, and a streamlined online application that appeals to modern homebuyers. Their extensive experience with various loan types and massive volume allows them to offer terms that often beat local competitors. Despite being a national lender, they maintain strong relationships with local title companies and real estate professionals throughout the Charleston area.