Top 3 Mortgage Lenders in Craigsville

New Horizons Credit Union is a highly-rated local financial institution serving Nicholas County and surrounding areas including Craigsville. As a member-owned credit union, they offer personalized mortgage services with competitive rates and exceptional customer service. Their mortgage team specializes in helping rural homebuyers navigate various loan programs, including USDA loans which are particularly relevant for Craigsville area properties. With deep community roots and a reputation for transparency, they provide comprehensive guidance through the entire home buying process.

City National Bank has been serving West Virginia communities for nearly three decades with a strong reputation for mortgage lending excellence. While headquartered in Charleston, they actively serve the Craigsville area and understand the unique aspects of rural West Virginia real estate. Their experienced loan officers provide personalized service with competitive rates and flexible terms. The bank is particularly noted for its construction-to-permanent loan programs, which are valuable in areas like Craigsville where new construction and land purchases are common.

Union Home Mortgage has built an excellent reputation throughout West Virginia with specialized expertise in rural and small-town mortgage lending. Their Charleston-based team regularly serves clients in Craigsville and surrounding Nicholas County areas. They are particularly strong in government-backed loan programs including USDA rural development loans, which are ideal for the Craigsville market. Customers consistently praise their responsive communication, thorough pre-approval process, and ability to close loans efficiently. Their local loan officers have extensive knowledge of the specific challenges and opportunities in West Virginia's rural housing market.