Top 3 Mortgage Lenders in Falling Waters

MVB Mortgage stands out as one of the top-rated local mortgage lenders serving the Falling Waters area, with deep roots in the Eastern Panhandle region. As a locally-owned and operated company headquartered just minutes from Falling Waters in Martinsburg, they offer exceptional personalized service and extensive knowledge of the local real estate market. Their team of experienced loan officers provides competitive rates on a wide range of loan products, with particular expertise in first-time homebuyer programs and government-backed loans. The company has built a stellar reputation for responsive communication, streamlined processing, and closing loans on time, making them a preferred choice for both homebuyers and real estate professionals throughout Berkeley County.

While headquartered in North Carolina, Allegacy Federal Credit Union has established a strong presence in the West Virginia market and serves the Falling Waters area with competitive mortgage solutions. As a member-owned financial institution, they consistently offer some of the most competitive rates and lowest fees in the region. Their mortgage team provides personalized guidance through the entire home financing process, with particular strength in VA loans and first-time homebuyer programs. The credit union's not-for-profit structure allows them to return value to members through reduced closing costs and exceptional customer service. Their digital mortgage application process and local loan servicing make them a convenient choice for Falling Waters residents.

Churchill Mortgage has built a national reputation for excellence while maintaining strong service capabilities in the Falling Waters and wider West Virginia market. Founded by industry veteran Mike Hardwick, the company emphasizes educational guidance and transparent communication throughout the mortgage process. They are particularly renowned for their expertise in manual underwriting and serving borrowers with non-traditional credit profiles. Churchill's commitment to "doing the right thing" for clients has earned them exceptional customer satisfaction ratings and numerous industry awards. Their local loan officers understand the specific dynamics of the Eastern Panhandle housing market and provide tailored solutions for both purchase and refinance transactions.