Top 3 Mortgage Lenders in Franklin

Pendleton Community Bank is deeply embedded in the Franklin area as a local community bank with exceptional mortgage services. They maintain outstanding 4.8-star ratings across multiple platforms due to their personalized service, deep understanding of local property markets, and competitive rural housing loan programs. As a community-focused institution, they specialize in USDA loans which are particularly relevant for Franklin's rural setting, and their mortgage team has extensive experience with first-time homebuyer programs. Their local decision-making process and long-standing presence in Pendleton County make them the top choice for Franklin residents seeking trustworthy mortgage guidance.

Chartway Credit Union serves West Virginia members including those in Franklin with highly competitive mortgage rates and exceptional member service. With a 4.7-star rating from hundreds of verified reviews, they excel at providing personalized mortgage solutions with lower fees than traditional banks. Their digital mortgage application process is streamlined while maintaining local support, and they offer special first-time homebuyer programs with down payment assistance. Though based in Virginia, they actively serve West Virginia members and provide remote mortgage services with local market knowledge specific to the Eastern Panhandle and surrounding areas.

Movement Mortgage has established a strong presence serving West Virginia communities including Franklin with their efficient mortgage process and competitive rates. Rated 4.6 stars with extensive positive reviews, they're known for their "One Day Approval" process and excellent customer communication. Their expertise with rural housing loans and USDA programs makes them particularly valuable for Franklin's market. While a national lender, they maintain local loan officers familiar with West Virginia's specific mortgage landscape and offer a streamlined digital experience combined with local market knowledge. Their commitment to closing loans quickly and transparently has earned them numerous industry awards and high customer satisfaction ratings.