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Gallagher, WV

Top 3 Mortgage Lenders in Gallagher

Compare verified mortgage lenders serving Gallagher, West Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
300+
Reviews
10
Loan Types

Available Loan Programs in Gallagher

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Home Equity
Construction-to-Perm
Lot Loans

Featured Mortgage Lenders

1

David F. Adkins

Union Home Mortgage Corp.

★★★★☆
4.9/5

David Adkins with Union Home Mortgage is one of the highest-rated mortgage professionals serving Southern West Virginia, including the Gallagher area. With over 15 years of experience and exceptional 4.9-star ratings across multiple platforms, he specializes in helping rural homebuyers navigate USDA loans, which are particularly relevant for Gallagher residents. His deep understanding of local market conditions and commitment to personalized service makes him a top choice for buyers in this region.

Experience:15 years
Reviews:85 customer reviews
307 Standard Road, Beckley, WV 25801

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Kevin D. Smith

City National Bank of West Virginia

★★★★☆
4.8/5

City National Bank has been serving West Virginia communities for over 30 years and maintains a strong presence throughout the southern part of the state. Kevin Smith and his team receive consistently high marks for their knowledge of rural mortgage lending and competitive rate offerings. As a community-focused bank with deep West Virginia roots, they understand the unique needs of Gallagher area homebuyers and offer personalized service with local decision-making.

Experience:12 years
Reviews:120 customer reviews
100 Washington Street East, Charleston, WV 25301

Loan Types:

ConventionalFHAVAConstructionRefinanceHome Equity
3

Mortgage Department

Clear Mountain Bank

★★★★☆
4.7/5

Clear Mountain Bank has been serving Southern West Virginia communities for over a century and has extensive experience with rural property financing in areas like Gallagher. Their mortgage team excels at USDA rural development loans and construction lending, which are particularly valuable for the Gallagher market. With local branches throughout the region and a reputation for exceptional customer service, they provide the community banking approach with modern mortgage solutions that rural homebuyers appreciate.

Experience:25 years
Reviews:95 customer reviews
1300 Harrison Street, Belle, WV 25015

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermLot Loans

Why Choose a Mortgage Lender in Gallagher?

Local Market Knowledge

Lenders who understand Gallagher's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in West Virginia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Gallagher and get competitive rates on your home loan.