Top 3 Mortgage Lenders in Handley

WV United Credit Union stands out as one of West Virginia's most trusted mortgage lenders with deep roots in the community. While headquartered in Charleston, they serve members throughout the state including Handley residents. Their not-for-profit structure often translates to competitive rates and lower fees. They excel in personalized service with local loan officers who understand West Virginia's unique housing market. Specializing in first-time homebuyer programs and government-backed loans, they've built a reputation for guiding borrowers through the entire mortgage process with exceptional customer care and educational support.

As West Virginia's largest bank headquartered in the state, City National Bank has extensive experience serving communities throughout West Virginia including Handley. Their mortgage team combines local decision-making with comprehensive lending options. They're particularly strong in construction lending and jumbo loans, while maintaining competitive rates on conventional mortgages. Customers consistently praise their responsive loan officers and streamlined application process. With branches across the region, they offer the convenience of in-person service combined with digital mortgage tools.

Traditional Bank brings over a century of banking experience to West Virginia communities, with specialized expertise in serving rural areas like Handley. They're particularly strong in USDA rural development loans, which are ideal for many Handley residents. Their mortgage team focuses on building long-term relationships rather than just processing transactions. Customers consistently report smooth closing processes and competitive rates. As a community-focused institution, they understand the local real estate market dynamics and provide personalized guidance throughout the home financing journey.