Top 3 Mortgage Lenders in Harts

Union Home Mortgage stands out as one of West Virginia's top-rated mortgage lenders with exceptional customer satisfaction ratings. They have built a strong reputation for serving rural communities throughout West Virginia, including the Harts area. Their loan officers have extensive experience with USDA rural development loans, which are particularly relevant for Harts residents. The company is known for personalized service, competitive rates, and guiding borrowers through the entire mortgage process with transparency and expertise.

Paramount Residential Mortgage Group has established itself as a premier mortgage lender serving southern West Virginia communities including Harts. They specialize in rural housing loans and have particular expertise with USDA and FHA programs that benefit buyers in smaller communities. Their team includes local West Virginia experts who understand the unique aspects of rural property financing. Customers consistently praise their responsive communication, thorough explanations, and ability to close loans efficiently.

Guild Mortgage brings decades of nationwide experience with a strong local presence in West Virginia. They have particular strength in serving rural areas like Harts with specialized USDA loan programs and flexible underwriting. Their local loan officers have deep knowledge of Lincoln County and surrounding areas, providing valuable insight into local property values and market conditions. Guild is renowned for their customer education approach, ensuring borrowers fully understand their options and the homebuying process from start to finish.