Top 3 Mortgage Lenders in Independence

Union Home Mortgage has established itself as one of West Virginia's premier mortgage lenders with exceptional customer satisfaction ratings. Their Wheeling office serves the entire northern West Virginia region including Independence, with loan officers who specialize in rural and suburban property financing. They are particularly noted for their expertise in USDA loans, which are highly relevant for Independence area properties, and offer competitive rates with personalized service. The company maintains an A+ BBB rating and has received numerous industry awards for customer service excellence.

WV United Federal Credit Union has built a strong reputation throughout northern West Virginia for providing exceptional mortgage services with member-focused rates and terms. As a credit union, they offer competitive interest rates and lower fees than many traditional banks, making them particularly attractive for Independence area homebuyers. They specialize in first-time homebuyer programs and offer personalized guidance through the entire mortgage process. Their local underwriting and decision-making process allows for faster closings and more flexible qualification criteria for rural properties.

Mountaineer Mortgage Group has served West Virginia communities for nearly two decades with a focus on rural and small-town property financing. They have extensive experience with the specific needs of Independence area homebuyers, including USDA rural development loans and FHA financing options. The company is known for its transparent process, competitive rates, and commitment to educating borrowers throughout the home buying journey. Their local expertise in navigating West Virginia's unique property challenges, including mineral rights and land surveys, makes them particularly valuable for Independence residents.