Top 3 Mortgage Lenders in Kanawha Falls

One Valley Credit Union's mortgage division is consistently rated as one of West Virginia's top mortgage lenders, serving the Kanawha Valley region including Kanawha Falls. With deep roots in the community since 1954, they offer personalized service and competitive rates. Their mortgage team specializes in first-time homebuyer programs, USDA rural development loans perfect for Kanawha Falls, and VA loans with local expertise. Members consistently praise their responsive communication and smooth closing process.

As West Virginia's largest community bank, City National has served the Kanawha Falls area for decades with a strong local presence and decision-making. Their mortgage department offers in-house underwriting and local processing, ensuring personalized attention throughout the loan process. They excel at construction loans and rural property financing, making them particularly well-suited for the Kanawha Falls market. Customers highlight their knowledgeable loan officers and competitive rate offerings.

Guild Mortgage's Charleston branch serves the Kanawha Falls area with a national company's resources and local expertise. They are particularly strong in government-backed loans including VA and USDA programs, which are popular in rural West Virginia communities. Their local loan officers have extensive experience with Kanawha County properties and offer flexible underwriting. Guild receives high marks for their digital mortgage process and dedicated local support team that guides borrowers from application to closing.