Top 3 Mortgage Lenders in Nallen

Summit Community Bank stands out as one of West Virginia's most trusted local lenders with deep roots in the region. While headquartered in Moorefield, they have multiple branches throughout central WV including nearby Summersville, making them highly accessible to Nallen residents. They specialize in rural and mountain community lending with particular expertise in USDA loans - crucial for the Nallen area. Their 40+ year history demonstrates remarkable stability, and they're known for personalized service with local decision-making. Customers consistently praise their competitive rates, transparency throughout the process, and understanding of unique rural property challenges.

As one of West Virginia's oldest and most established community banks, New Peoples Bank has served the region for over a century. With a branch in nearby Richwood (just 15 miles from Nallen), they have deep knowledge of Nicholas County's unique mortgage needs. They're particularly strong with first-time homebuyer programs and government-backed loans that work well for the local market. Their long-term presence means they understand the area's economic landscape and property values intimately. Reviewers highlight their low closing costs, patient explanations for new buyers, and reliable follow-through from application to closing.

Movement Mortgage brings national scale with local expertise, having established a strong West Virginia presence with dedicated loan officers serving rural communities. While not headquartered in WV, they maintain excellent ratings for their efficient digital process combined with personalized local service. They're particularly noted for their "Doorstep Delivery" where closings can occur at the borrower's convenience. Their specialization in both VA loans (important for West Virginia's veteran population) and USDA rural development loans makes them ideal for Nallen. With nearly 500 reviews averaging 4.8 stars, customers consistently praise their communication, speed, and competitive rate locking.