Top 3 Mortgage Lenders in Pence Springs

First Century Bank stands as one of southern West Virginia's most trusted community banks with deep roots in the region. Their mortgage department receives exceptional ratings for personalized service and local decision-making. As a community bank with multiple branches throughout the area, they have extensive experience serving rural communities like Pence Springs and understand the unique property types and financing needs of Greenbrier County residents. They offer competitive rates with the flexibility of local underwriting and are particularly strong with USDA rural development loans that benefit many properties in the Pence Springs area.

New American Funding has built a strong reputation throughout West Virginia with dedicated local loan officers who serve the Pence Springs area. They receive high marks for their diverse loan programs, competitive rates, and efficient digital mortgage process. The company is particularly noted for their work with first-time homebuyers and their extensive portfolio of government-backed loans including VA and USDA options that are well-suited for the Pence Springs market. Their local expertise combined with national resources makes them a top choice for many southern West Virginia homebuyers seeking both personalized service and competitive financing options.

As West Virginia's largest independent bank, City National Bank has served communities across the state for generations, including the Pence Springs area through their regional presence. They receive excellent ratings for their deep understanding of West Virginia real estate markets and their commitment to local communities. Their mortgage team specializes in both urban and rural property financing with particular expertise in construction loans and permanent financing. With local decision-making and long-standing relationships throughout Greenbrier County, they provide reliable, personalized mortgage services with the stability of a well-established West Virginia financial institution.