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Pratt, WV

Top 3 Mortgage Lenders in Pratt

Compare verified mortgage lenders serving Pratt, West Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
372+
Reviews
8
Loan Types

Available Loan Programs in Pratt

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Home Equity

Featured Mortgage Lenders

1

Chris Jarrett

Jarrett & Company Mortgage

★★★★☆
4.9/5

Jarrett & Company Mortgage is a highly respected local mortgage broker serving southern West Virginia, including Pratt. With over two decades of experience, they've built an exceptional reputation for personalized service and expertise in rural lending programs like USDA loans, which are particularly relevant for the Pratt area. Their 4.9-star rating reflects consistent customer satisfaction, and their local knowledge of West Virginia's unique real estate market makes them a top choice for personalized mortgage solutions with competitive rates.

Experience:25 years
Reviews:89 customer reviews
113 E Main Street, Beckley, WV 25801

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Member Services

One Valley Bank

★★★★☆
4.7/5

One Valley Bank has deep roots in southern West Virginia with multiple branches serving the Pratt area. As a community-focused regional bank with over a century of service, they offer the stability of an established financial institution combined with local decision-making. Their mortgage department receives high marks for competitive rates, personalized service, and understanding the local market dynamics. With physical branches in nearby Oak Hill and throughout the region, they provide convenient in-person service while offering a comprehensive range of mortgage products.

Experience:130 years
Reviews:127 customer reviews
150 Main Street, Oak Hill, WV 25901

Loan Types:

ConventionalFHAVAConstructionHome EquityRefinance
3

Mortgage Department

City National Bank

★★★★☆
4.6/5

City National Bank is one of West Virginia's largest and most established financial institutions with a strong presence throughout the state, including service to Pratt residents. They offer a complete range of mortgage products with the advantage of local underwriting and decision-making. Their extensive experience with West Virginia properties and rural lending makes them particularly well-suited for the Pratt area. Customers consistently praise their professional service, competitive rates, and efficient loan processing, earning them excellent ratings across multiple review platforms.

Experience:75 years
Reviews:156 customer reviews
100 Washington Street East, Charleston, WV 25301

Loan Types:

ConventionalFHAVAUSDAConstructionJumboRefinance

Why Choose a Mortgage Lender in Pratt?

Local Market Knowledge

Lenders who understand Pratt's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in West Virginia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Pratt and get competitive rates on your home loan.