Top 3 Mortgage Lenders in Purgitsville

United Bank stands out as one of the top regional mortgage lenders serving Purgitsville and surrounding Hardy County areas. With deep roots in West Virginia communities since 1982, they offer personalized service through local banking centers. Their mortgage team receives exceptional ratings for responsiveness, competitive rates, and expertise with rural housing loans including USDA programs. Customers consistently praise their streamlined application process and commitment to finding the right loan products for Appalachian homebuyers.

WV Central Credit Union has been serving West Virginia communities for over 65 years with a strong focus on member service. Their mortgage department receives high marks for competitive rates and flexible underwriting, particularly beneficial for rural homebuyers in areas like Purgitsville. They specialize in first-time homebuyer programs and offer personalized guidance throughout the mortgage process. Members appreciate their local decision-making and community-focused approach to lending.

Movement Mortgage has established a strong presence in West Virginia with local loan officers who understand the unique needs of rural communities like Purgitsville. They receive excellent ratings for their efficient processing and competitive rates, with special expertise in USDA loans ideal for rural properties. Their digital mortgage platform combined with local personal service makes them a top choice. Customers consistently praise their quick closings and transparent communication throughout the loan process.