Top 3 Mortgage Lenders in Romney

As the only locally headquartered bank with a physical branch in Romney, City National Bank provides exceptional personalized mortgage services with deep community roots. Their mortgage team offers competitive local lending with understanding of Hampshire County's unique rural property needs. They specialize in USDA rural development loans which are particularly valuable in this region, along with comprehensive first-time homebuyer programs and construction loans. Their long-standing presence since 1994 and high customer satisfaction ratings make them the top choice for Romney area residents seeking reliable, local mortgage expertise.

Paramount Financial Services is a highly-rated regional mortgage broker serving the entire Eastern Panhandle of West Virginia, including Romney. With exceptional 4.9-star ratings across multiple review platforms, they're renowned for their personalized service and expertise in rural property financing. Their team has extensive experience with USDA loans, which are crucial for Hampshire County homebuyers. They offer competitive rates and have built a strong reputation for guiding clients through complex mortgage processes with transparency and efficiency. Their proximity to Romney ensures they understand local market conditions and property valuation challenges.

This Martinsburg-based branch of Primary Residential Mortgage has served the Eastern Panhandle for nearly two decades, including regular service to Romney and Hampshire County. They maintain excellent customer satisfaction ratings and specialize in rural property financing with particular expertise in USDA and VA loan programs. Their local loan officers have deep knowledge of the region's housing market and can provide in-person consultations. As part of a national mortgage lender, they offer competitive rates and a wide variety of loan products while maintaining the personalized service of a local broker. Their strong track record with first-time homebuyers and refinancing makes them a trusted choice for Romney area residents.