Top 3 Mortgage Lenders in Scarbro

City National Bank of West Virginia is a locally-owned community bank with deep roots in Fayette County and surrounding areas. As one of the most trusted mortgage lenders in the region, they offer personalized service and local underwriting decisions. Their mortgage team, including experienced loan officer Randy Ball, specializes in helping rural homeowners in communities like Scarbro with various loan programs including USDA loans which are particularly relevant for the area. With over 25 years of experience, they understand the unique property needs in Southern West Virginia.

Clear Mountain Bank has been serving Southern West Virginia communities for over two decades with a strong focus on local mortgage lending. Their Oak Hill branch is conveniently located near Scarbro and their loan officers have extensive experience with rural property financing. They offer competitive rates and personalized service with local decision-making. The bank is particularly known for their expertise in FHA and VA loans, and they maintain excellent relationships with local real estate professionals throughout Fayette County.

Summit Community Bank, while headquartered further south, has a strong presence throughout Southern West Virginia and actively serves Fayette County residents. Their mortgage team offers comprehensive lending solutions with a focus on building long-term relationships. They are particularly strong in construction lending and offer various first-time homebuyer programs. The bank has received numerous local awards for customer service and community involvement, making them a trusted choice for Scarbro area homeowners seeking reliable mortgage financing with competitive terms.